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A home loan, also known as a mortgage, is a sum of money borrowed from a financial institution to purchase, construct, or renovate a residential property, with the property itself serving as collatera

 home loan, also known as a mortgage, is a sum of money borrowed from a financial institution to purchase, construct, or renovate a residential property, with the property itself serving as collateral for the loan. The loan amount, interest rate, and repayment period are determined by the borrower's eligibility

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