State Bank of India Home loans is the largest mortgage lender in India. SBI has helped over 30 Lakh families in India to achieve their dream of owning a home. Focussing on four main values Trust, Transparency, Integrity and Excellence SBI Housing Finance products and processes revolve around these values itself. State Bank of India average interest rates for this year has been 8.5 which is at the eighth position among all the home loan lenders in India. State Bank Disbursal Time ranges between 15-17 Days.