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Looking for a way to meet your financial needs without selling your property? A Loan Against Property (LAP) is the perfect solution. LAP allows you to leverage the value of your residential, commercial, or industrial property to access substantial funds for personal or business purposes. With flexible tenures of up to 20 years and loan amounts up to 85% of your property’s market value, LAP is a cost-effective, secured loan option that helps you retain ownership while fulfilling your financial goals
Additionally, many lenders offer Lease Rental Discounting (LRD), providing even more flexibility by allowing you to pledge rental receipts from tenants. Whether you’re expanding your business or managing personal finances, LAP offers competitive interest rates and a reliable way to unlock the potential of your property.
Looking for a way to meet your financial needs without selling your property? A Loan Against Property (LAP) is the perfect solution. LAP allows you to leverage the value of your residential, commercial, or industrial property to access substantial funds for personal or business purposes. With flexible tenures of up to 20 years and loan amounts up to 85% of your property’s market value, LAP is a cost-effective, secured loan option that helps you retain ownership while fulfilling your financial goals
Additionally, many lenders offer Lease Rental Discounting (LRD), providing even more flexibility by allowing you to pledge rental receipts from tenants. Whether you’re expanding your business or managing personal finances, LAP offers competitive interest rates and a reliable way to unlock the potential of your property.
Looking for a way to meet your financial needs without selling your property? A Loan Against Property (LAP) is the perfect solution. LAP allows you to leverage the value of your residential, commercial, or industrial property to access substantial funds for personal or business purposes. With flexible tenures of up to 20 years and loan amounts up to 85% of your property’s market value, LAP is a cost-effective, secured loan option that helps you retain ownership while fulfilling your financial goals
Additionally, many lenders offer Lease Rental Discounting (LRD), providing even more flexibility by allowing you to pledge rental receipts from tenants. Whether you’re expanding your business or managing personal finances, LAP offers competitive interest rates and a reliable way to unlock the potential of your property.
FAQs Related to Home Loans
Answered on 2025-07-02 Written by Ramandeep, Credit Expert
| Aspect | Details |
| Typical Disbursement Time | 3 to 10 days after submission of all required documents and completion of formalities. |
| Factors Affecting Timeline | - Complexity of the loan application- Property verification process- Financial profile of the applicant |
| Steps to Expedite Process | - Ensure complete and accurate documentation- Respond promptly to bank queries- Maintain clear communication with the loan officer |
| Additional Notes | Timeline may vary depending on the specifics of the loan and applicant. Regular follow-ups with SBI are recommended. |
Answered on 2025-07-05 Written by Riddhi, Product Manager